How It Works

Start earning rewards in 3 simple steps

1

Sign Up & Setup

Sign Up
Getting Started
  • Create Your Account: Sign up with your email in under 2 minutes
  • Add Payment Cards: Securely store your credit/debit cards in our encrypted wallet
  • Set Preferences: Choose your favorite stores and categories
  • Download App: Get our mobile app for iOS or Android
2

Shop & Earn

Shop
Earning Points
  • Shop Anywhere: Use your cards at any participating store
  • Automatic Points: Earn 10 points per dollar spent automatically
  • Scan Receipts: Upload receipts for additional bonus points
  • Location Rewards: Get notified of nearby deals and bonus opportunities
3

Redeem Rewards

Redeem
Using Your Points
  • Cash Back: Redeem 100 points for $1 cash back
  • Store Discounts: Use points for instant discounts at checkout
  • Gift Cards: Convert points to gift cards from top brands
  • Exclusive Offers: Access member-only deals and promotions

Powerful Features

Everything you need to maximize your rewards

Digital Wallet

Store all your payment cards securely in one place with military-grade encryption. Support for Visa, Mastercard, Amex, and Discover.

  • End-to-end encryption
  • NFC contactless payments
  • Card tokenization
  • PCI-DSS compliant

Smart OCR Scanning

Instantly scan receipts, paystubs, and catalogs with our AI-powered OCR technology. 95%+ accuracy guaranteed.

  • Receipt scanning & tracking
  • Paystub processing
  • Catalog price extraction
  • Automatic categorization

Location-Based Rewards

Get notified when you're near partner stores with special offers. Automatic presence detection using GPS and WiFi.

  • GPS proximity detection
  • WiFi-based check-ins
  • Real-time notifications
  • Nearby deals finder

Purchase Optimization

AI-powered suggestions to help you save money. Compare prices, track spending, and get personalized recommendations.

  • Price comparison
  • Spending analytics
  • Weekly discount alerts
  • Smart suggestions

Understanding Points

How to earn and redeem your rewards

Earning Points

Regular Purchases 10 points per $1
Receipt Scanning 5 bonus points
First Purchase 500 bonus points
Referral Bonus 1,000 points
Birthday Bonus 250 points
Weekly Challenges Up to 500 points

Redeeming Points

Cash Back 100 points = $1
Store Discount 100 points = $1 off
Gift Cards From 1,000 points
Premium Rewards From 5,000 points
Charity Donation Any amount
Points Transfer 1:1 ratio

Frequently Asked Questions

Got questions? We've got answers

Simply sign up for a free account, add your payment cards to our secure wallet, and start shopping at any participating store. Points are automatically added to your account with every purchase.

Absolutely! We use bank-level encryption (AES-256) and are PCI-DSS compliant. Your card information is tokenized and never stored in plain text. We also use multi-factor authentication for added security.

Points remain active as long as your account is active. If there's no activity for 12 consecutive months, points may expire. We'll send you reminders before any expiration.

Yes! PointsPay is available in over 50 countries. You can earn and redeem points wherever you travel, as long as you're shopping at participating stores.

You can redeem points through the app or website. Choose from cash back, store discounts, gift cards, or premium rewards. Redemption is instant and can be used immediately.

Ready to Get Started?

Join over 1 million users earning rewards today

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